How to Finance a Car with Money Smart Mechanic

At Money Smart Mechanic, we understand that not everyone walks around with a stack of cash to buy their next car. That’s why we work with buyers who want flexible payment options—even if you have no credit or less-than-perfect credit.

The best part? We don’t offer in-house financing, but we DO accept third-party financing from trusted lenders. That means you can get approved, and I still get paid upfront, making the process smooth for both of us.

1. Find a car you want to buy from Money Smart Mechanic.
    
2. Apply with one of the trusted lenders below.
    
3. Get approved. The lender may give you a check, or they may send payment directly to me.
    
4. Drive off in your new ride!
    

Great for buyers with challenged credit. Visit your nearest branch or apply online.
www.lendmarkfinancial.com

Apply online and compare offers from multiple lenders. Works for private party purchases!
www.myautoloan.com

Many local credit unions like NuMark, Alliant, and Self-Help FCU offer auto loans for private sales. These are great for lower rates and flexible terms.

Tip: Ask for a "private party auto loan" when applying.
 

• Basic personal and financial info
   
• Vehicle details: year, make, model, VIN, sale price
   
• A copy of the bill of sale (I can provide this)
   

If you're not sure where to start, just reach out! I'm happy to guide you through the process.

Kevin Miller
Money Smart Mechanic
moneysmartmechanic@gmail.com | 224-388-9537